Tampa Insurance Attorney
Your Business is Our Business
Founded in 2015, the firm is a diversified group of experienced trial lawyers who have handled many jury and non-jury trials for consumers, insurance companies, lenders and other businesses in the areas of family law, personal injury, insurance coverage, the defense of insurance carriers and the insurers, business and homeowner’s litigation as well as foreclosures.
The firm’s diversified experience includes cases involving property and casualty losses, contract disputes, fires, injury by products defects and property management, including homeowners as well as Homeowner’s Associations and property managers.
The firm is also diversified geographically across Central and South Florida. With over one hundred (100) years of trial experience, the firm and its trained support staff is large enough and to win any case, and yet small enough to give you the individual attention that you and your case may require. Contact our experienced Tampa insurance attorneys today.
HD Law Partners Helps Policyholders Protect Their Rights
Protecting Florida policyholders and property owners depends critically on insurance legislation. Navigating insurance conflicts may be stressful and financially taxing—from property and casualty coverage to liability disputes and bad faith claims—especially when insurers delay, refuse, or underpay claims. Following Florida’s regular hurricanes, flooding, and other natural catastrophes, Tampa policyholders frequently seek out seasoned attorneys when insurance claims fall short.
Our staff of committed Tampa insurance lawyers at HD Law Partners has years of expertise defending contractors, business owners, and homeowners in challenging insurance conflicts. Whether it’s storm damage, claims connected to fire and mold, or litigation over refused benefits, we support policyholders and work to get the coverage they are due.
Property and Casualty Insurance for Tampa
Property and casualty (P&C) insurance guards against financial losses resulting from damage to property and liability for accidents on that property. P&C insurance protects against damages from storms, sinkholes, fires, theft, and vandalism for Florida businesses and homes. Many insurance companies, however, aggressively reject or underpay legitimate claims, leaving insureds without direction.
When needed, a knowledgeable Tampa insurance attorney can evaluate the policy, document the loss, and negotiate with the insurer or file a lawsuit. Often recovering much more than what the insurance company first provided, HD Law Partners builds a compelling case using adjusters, engineers, and forensic experts.
Auto Liability and Insurance Disputes
Tampa’s crowded streets and clogged highways make regular traffic accidents a reality. Although Florida’s no-fault insurance system mandates that drivers carry personal injury protection (PIP) coverage, disagreements over liability and compensation can result when injuries are severe or losses surpass coverage. Auto liability insurance protects drivers from financial disaster, yet insurance companies often contest the degree of damage, refuse medical treatment, or blame the victim.
Acting as your Tampa insurance attorney, HD Law Partners holds insurance companies responsible and seeks complete compensation under your auto policy. Especially when the other party’s insurance declines to deal reasonably, we know how to pursue claims concerning underinsured or uninsured drivers, bodily injury coverage, and vehicle damage.
Water, Fire, and Mold Damage Claims
Among the most common causes of property damage in Tampa are water, fire, and mold—yet these are also the most frequently challenged by insurance companies. Many policies include tight deadlines, vague language, or complicated exclusions that could compromise your claim.
Burst pipes, roof leaks, or flooding might all cause water damage. Accidents, lightning strikes, or electrical problems could all cause fire damage. After water infiltration, mold sometimes grows in concealed areas, and insurance companies may deny it as a “pre-existing condition” or claim it resulted from inadequate maintenance.
Many Tampa citizens and businesses have been guided through these obstacles by HD Law Partners. As experienced lawyers, we investigate the cause of the damage, compile expert opinions, and provide comprehensive documentation to fight claim denials and delays.
Structural Defects and Coverage Denials
Costly to fix, structural flaws such as sinkhole activity, roof collapse, or foundation fissures can seriously compromise safety. Though many property insurance policies cover “sudden and accidental” structural damage, insurers may contend that wear and tear, neglect, or other excluded conditions caused the damage.
Our HD Law Partners attorneys know how to litigate and resolve structural defect claims. To confirm the source and scope of the issue, we consult building code specialists, engineers, and architects. Should your insurance provider refuse to pay, an experienced Tampa insurance attorney can pursue legal action to enforce policy terms and secure the compensation needed for repairs.
Bad Faith Insurance Practices
Bad faith arises when an insurance company treats your claim unfairly or dishonestly. This includes unreasonable delays, unfounded rejections, lowball settlement offers, or misrepresentation of policy terms. Florida law allows policyholders to sue for bad faith and potentially recover damages beyond their original claim.
HD Law Partners has a long-standing reputation for challenging powerful insurers and holding them accountable for bad faith behavior. Working with a Tampa insurance lawyer from our firm means having a dedicated advocate who applies legal pressure, litigates aggressively, and resolves claims efficiently.
Frequently Asked Questions on Tampa Insurance Law
What does a Tampa insurance attorney do?
An attorney helps policyholders resolve conflicts with their insurance providers. This includes reviewing policy terms, submitting claims, appealing denials, negotiating settlements, and filing lawsuits when necessary.
How do I know if I have a bad faith insurance claim?
You may be entitled to a bad faith lawsuit if your insurer is delaying your claim, offering an unfairly low payout, misinterpreting policy terms, or denying a clearly valid claim. A Tampa insurance lawyer can help evaluate and pursue that claim.
Can I sue my insurance provider for inadequate payment?
Yes. If your insurer undervalued your loss or ignored policy provisions, you may have a breach of contract claim. Through negotiation or litigation, HD Law Partners helps Tampa clients fully recover the value of their insurance claims.
What kinds of damages does property insurance typically cover?
Property insurance may cover structural damage, personal belongings, additional living expenses (if displaced), and loss of use. The specifics depend on your policy, but many include exclusions, so a thorough review is essential.
What should I do after a denial of my insurance claim?
Don’t accept the denial without further review. Speak with a Tampa insurance attorney to evaluate your claim and determine your next steps. Many denials can be reversed with legal action or additional documentation.
Serving Throughout Tampa & Beyond
- Tampa
- Bradenton
- Fort Myers
- Orlando
- Sarasota
- Hyde Park
- SoHo (South Howard)
- Davis Islands
- Harbour Island
- Channel District
- Downtown Tampa
- Seminole Heights
- Tampa Heights
- Ybor City
- Palma Ceia
- Beach Park
- Carrollwood
- Westchase
- Riverside Heights
- South Tampa
Contact a Skilled Tampa Insurance Law Firm Today
Whether your dispute involves hurricane damage, mold remediation, or structural defects, HD Law Partners is here to help. Our team of seasoned Tampa insurance attorneys knows the courts, the laws, and the insurance company tactics. Our mission is to secure the compensation our clients need to rebuild, repair, and move forward.
If you’re facing a difficult insurance dispute, don’t go it alone. Contact a trusted lawyer at HD Law Partners today to schedule your consultation and protect your rights.
HD Law Partners is recognized throughout Florida as a leader in coverage litigation, settlement of claims and bad faith insurance defense.
