Sarasota Structural Defects Attorney
In the year 2000, Florida’s population was 15.98 million, according to Statista, 18 years later in 2018, the population had already increased by 34 percent to 21.3 million. The boom housing industry here in Florida may have been good for contractors, but the quality of work that is put into new houses and condominiums has declined in the past few decades. Low quality wood and materials are being used more frequently and the overall skill of contractors and laborers is diminishing, according to the New York Times, all while realtors, developers, lenders, and builders stand by, most only caring about their short term profit instead of being part of residential infrastructure that will shelter multiple generations. Insurers, who are not responsible for paying claims caused by defective construction, are often left to pick up the pieces. The Sarasota structural defect attorneys help prevent unnecessary payouts on claims that were, in fact, caused by a defective material, product, or craftsmanship.
Structural Defects Are Often The Hidden Problem
Structural defects are often to blame for common types of residential damage. Water damage caused by a burst pipe may have been due to a defective pipe, while a flooded basement may have been caused due to a defective foundation that was not constructed for proper drainage. To a homeowner, water damage is water damage. The cause is not as important as the solution. Yet, as an insurer, the cause is vitally important, as your business should not be held financially responsible for a problem that was caused by defective construction, cheap materials, or shoddy workmanship that cut corners to increase profit. Our attorneys can help you avoid costly overpayments and deny invalid claims through litigation when needed.
Investigating the Structural Defect
Any part of a home or condominium building is prone to structural defects. Our attorneys offer experienced, thorough investigation services for all of the following types of structural defects:
- Foundation;
- Load bearing beams;
- Footing or flooring;
- Roof and framing systems;
- Stucco;
- Brick;
- Wood siding;
- Other types of siding;
- Drywall and plaster;
- Wall tiling;
- Hardware;
- Insulation;
- Electrical and plumbing systems
- Heating, ventilation, and cooling;
- Concrete garage floors;
- Windows;
- Cabinets and trim;
- Doors; and
- Much more.
Contact an Experienced Sarasota Structural Defect Attorney
Homeowners’ insurance never covers structural defects, yet insurers often get stuck with the problems caused by a contractor’s poor workmanship or cheap building materials. Homeowners should pursue compensation from the contractor’s insurance company, but their homeowners’ policy is often the first place a homeowner goes to solve their problem—usually homeowners have no idea that their water or fire damage was even caused by a structural defect in the first place. As an insurer, it is your responsibility to investigate the claim to discover any hidden construction issues that could have contributed to the damage. Our Sarasota homeowners’ insurance attorneys can help save you tens of thousands of dollars in unnecessary claim payouts. To schedule a free consultation today, call HD Law Partners at 813-964-7878.